Spin the wheel to earn up to $200 in rewards with Coinbase

  • Trade 200+ assets securely
  • Top up without fees with Interac e-Transfer
  • Instant sell & withdraw
  • Simple & secure onboarding flow

Coinbase vs. Gemini Card: Which Offers Better Value?

Crypto credit cards provide you with access to a credit line, allowing you to buy goods and services based on your digital asset holdings. It also allows you to passively grow your crypto stack and offers a range of benefits. Today, we look at how the Gemini vs. Coinbase credit cards measure up.

Coinbase Card vs. Gemini Card: Comparison at a Glance

This table provides a snapshot overview of the core factors you should consider when weighing the Gemini vs Coinbase credit card choice. The Gemini credit card is one of the most well-rounded crypto credit cards on the market, while the Coinbase credit card will be launched towards the end of September 2025. Coinbase users can use the Coinbase Visa card if they are ready to integrate crypto into their everyday spending.

If you are new to crypto and want to learn more, check out our informative crypto guides.

Criteria
Gemini Credit Card
Coinbase One Card
Coinbase Visa Card
Best For
Earning crypto on everyday spending
Coinbase exchange users
Using crypto for everyday spending
Card type
Mastercard network
American Express network
Visa debit card network
Availability
United States only
United States only
Anywhere Visa debit cards are accepted
Compliance
Issued by WebBank
Issued by FEB via Cardless, Inc
U.S. FinCEN compliant
Security
Mastercard Zero Liability
AmEx network protections
2FA, Card Freezing, Pin Change, and more
Spending
Earn up to 4% on spending
Earn up to 4% on spending
Earn up to 4% cashback

A Deeper Dive into These Two Cryptocurrency Cards?

Both products in the Coinbase card vs. Gemini card comparison have their pros and cons. For more in-depth insights, users should check our product review pages. We’ve also included information on the Coinabse Visa card.

Gemini Mastercard Crypto Credit Card

Gemini Mastercard

  • Get up to 3% back in cryptocurrency with no annual fee
  • Available in all 50 US states
  • Most crypto cards are debit based but Gemini Mastercard is an actual credit card
  • Backed by the most regulatory-compliant bitcoin exchange in the world
Cryptos Supported BTC, ETH, SOL, etc.
Rewards 1-3% cashback rewards
Coinbase Visa Debit Card

Coinbase Visa

  • Visa card backed by one of the most reliable companies in cryptocurrency
  • Links to your Coinbase account
  • Spend your crypto anywhere Visa is accepted
  • Switch between cryptocurrencies on the fly
Card Type Visa
Cryptocurrencies Supported 9
Rewards Variable

Here’s a quick guide to compare the features and benefits in the Gemini credit card vs. Coinbase credit card battle.

If the crypto exchanges linked to these credit cards interest you then check out our Coinbase exchange review and compare it to the Gemini exchange review.

Features
Gemini Credit Card
Coinbase One Card
Coinbase Visa Card
Funding and pay out
Rewards paid into exchange account
BTC rewards paid into exchange account
200+ BTC, ETH, LTC and USDC
Fees
No annual or transaction fees
Coinbase One membership
Spread on converting crypto between 2-3%
Integration
Gemini exchange, Apple & Google pay
Coinbase exchange, AmEx network benefits
Coinbase exchange and mobile app
Flagship features
Instant crypto rewards
Boosted staking and more
Earn up to 4% in rotating crypto rewards.
Buy/load methods
Load via Automated Clearing House
Drawn from Coinbase Wallet
Bank transfers, PayPal, and more
Fiat Support
Fiat from linked bank account supported
Integrated with Coinbase fiat balances
USD. GBP, and EURO
Cashback
Various crypto rewards
N/a
Up to 4% on spending
Customer support
Webforms and support emails
N/a
24/7 email and chat support

Which one is better, Gemini or Coinbase Credit Card?

Both crypto credit cards offer users attractive benefits and rewards, so the best option in the Gemini vs. Coinbase credit card battle is which one suits your particular needs. It’s best to use a card linked to the best crypto exchange for seamless integration.

Because the Gemini credit card is now available, you can already earn cryptocurrency passively and take advantage of its many benefits, whereas Coinbase users will not be able to start using their cryptocurrency cards until September 2025.

FAQ


Yes, it is worth it if you have a Gemini wallet and want to spend your cryptocurrency on everyday expenses.


Yes, both cards have annual and foreign transaction fees.


Yes, there is a difference between availability and approval requirements. Availability refers to the service while approval requirements refer to the condition’s applicants must meet to begin using the service.


Gemini deposits crypto rewards immediately from the moment of purchase. Coinbase rewards is paid within a few days.

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About the Author

CryptoVantage Staff

CryptoVantage.com is committed to simplifying cryptocurrency for everyday people. Learn more about CryptoVantage.com and our team on the About Us page.

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