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Coinchange Review

When investing in DeFi protocols, nothing makes your work more accessible than an aggregator that lets you seamlessly navigate the expansive DeFi landscape.

Among the myriad of platforms making waves in the growing DeFi world, Coinchange has carved a distinct niche for itself. It comes as an API that enables comprehensive integration of various DeFi protocols.

Simply put, by installing the API, you can manage your transaction execution and monitoring from one platform while also getting access to real-time market data.

As a frontrunner in digital asset management, Coinchange is a must-have for any business looking to enable its customers to earn high-yield DeFi products without using complex and time-consuming DeFi protocols.

With a simple API, you can introduce seamless yield strategies to your business with Coinchange. This review delves into what makes Coinchange a compelling choice for both seasoned crypto enthusiasts and newcomers alike. Let’s dive in.

Coinchange Overview

Coinchange Logo


  • One-stop shop for crypto investing, B2B, API and more
  • Reliable yield strategies
  • OTC crypto exchange
  • Entry point to the larger DeFi ecosystem
Cryptocurrencies: Bitcoin, Ethereum, Tether, Dai, USDC
Countries supported: 100+
  • Once-click investing

  • Effortless high-yield accounts with automated strategies

  • Easy access to unique data insights

  • APYs are subject to market volatility

  • Zero government-backed insurance

  • Limited availability in some jurisdictions

What is Coinchange?

Coinchange, founded in 2018 in Toronto, Canada, stands tall as one of the top fintech platforms capable of allowing its users to earn an impressive passive income of up to 25% annually from cryptocurrencies and stablecoins. Licensed in 35 U.S. states,  the platform has made its mark in a relatively short span.

Coinchange does the heavy lifting for businesses looking to add DeFi protocols to their platform. This is done by taking away all the complexities that come with yield optimization, interoperability, and risk underwriting to provide an easy-to-use API that is easy to implement.

You get an intuitive dashboard where you can manage all client accounts and activities with detailed layouts of reports, insights and analytics. Plus, the platform is built with safety and compliance in mind as it complies with applicable regulatory standards worldwide.

Yield Farming Aggregator: How It Works

Coinchange positions itself as a yield farming aggregator that leverages top-notch technologies and best practices from the DeFi world. They’ve developed a unique system that tracks more than 100 DeFi protocols, some of which include big names like EV, Uniswap, 1inch, and Compound.

Their technology is designed to automatically identify the strategies that maximize profitability and minimize risks. This is achieved through the implementation of proprietary AI and big data algorithms that pinpoint the highest yield opportunities in the DeFi sphere for your crypto savings.

Businesses and individuals can easily integrate Coinchange’s “Yield as a Service (YaaS)” API and earn daily returns using automated yield farming strategies across multiple major blockchain protocols.

Earnings and Flexibility

One standout feature is the potential earnings on USDT and USDC stablecoins, which are currently pegged at around 10 to 15% APY. Even better, the platform promises no lockups, allowing withdrawals at any time.


Coinchange uses a variable annual percentage yield (APY) that fluctuates based on real-time market conditions. This means that future APYs are subject to change. However, historical APY for stablecoins and cryptocurrencies are as follows:

  • USD Coin – 7.3%,
  • Tether – 7.3%,
  • Dai – 7.3%,
  • Bitcoin – 1.1%,
  • Ethereum – 0.9%.

Trade Accounts on Coinchange

Besides their primary offering, Coinchange also introduces an OTC (Over-The-Counter) Account as well as an ‘Institutional Account’ where users can engage in large-volume trades and benefit from a suite of specialized services tailored for institutional clients. These accounts are designed to cater to the needs of high-net-worth individuals, businesses, and institutional investors looking for liquidity, privacy, and a more personalized trading experience. Some of the standout features of these offerings include:

Tailored Pricing:

Given the high-volume trades associated with OTC and institutional accounts, users can expect competitive and customized pricing structures.

Dedicated Support:

Recognizing the importance of swift and efficient service, Coinchange provides dedicated account managers to assist with trade execution and account management and address any queries.

Enhanced Security:

Security is paramount, especially for large-scale traders. The platform ensures robust security measures, including advanced encryption, cold storage, and multi-signature wallets.

Streamlined Settlements:

With these accounts, users can expect quicker settlements, ensuring that their assets are readily available as and when they need them.

Market Insights:

Access to comprehensive market analysis, trends, and data-driven insights, providing an edge in making informed trading decisions.

For institutions and individuals diving deep into the crypto world, these specialized accounts by Coinchange provide an amalgamation of convenience, security, and efficiency, ensuring a seamless trading experience.

Mobile Support

Understanding the needs of a modern-day investor, Coinchange has also rolled out a mobile application, enabling users to invest in stablecoins and crypto on the go.

Available for both Android and iOS, the app is a testament to the platform’s commitment to user convenience.

Referral Bonuses

Coinchange also offers an attractive referral program. Users referring friends who subsequently carry out verified sign-ups, maintain a minimum balance of $500 for thirty days and conduct at least one transaction stand to earn $40 in crypto. Both the referrer and referee benefit from this program.

Is Coinchange Safe?

Coinchange prioritizes safety and security above all else. They provide robust cybersecurity measures, reinforced by audit assurances to maintain the utmost confidence among their users.

This diligent approach ensures the protection of user data and funds against potential threats. Coinchange’s dedication to security extends further with its risk assessment framework, which aims to make the platform low-risk and market-neutral.

Additionally, it’s reassuring for potential users to know that Coinchange is registered as a Money Services Business with FinCEN, providing an added layer of credibility and regulation to their operations.

However, it’s also worth noting that crypto assets held with Coinchange aren’t subject to protections like FDIC or SIPC, highlighting the inherent risks associated with the volatile nature of cryptocurrencies. Therefore, be sure to use the best practices when it comes to keeping your private keys secure.

Conclusion: A Unique Option in Crypto

Coinchange offers a seamless registration and onboarding process, be it through their website or mobile application. Its intuitive dashboard design ensures even crypto novices can navigate with ease.

In the crowded crypto space, Coinchange stands out with its unique value propositions and commitment to user satisfaction.

Jinia Shawdagor

About the Author

Jinia Shawdagor

Jinia is a fintech writer based in Sweden focused on the cryptocurrency market and blockchain industry. With years of experience, she contributes to some of the most renowned crypto publications such as Cointelegraph, Invezz and others. She also has experience writing about the iGaming industry.

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