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Disclaimer: eToro USA LLC; Investments are subject to market risk, including the possible loss of principal. Your capital is at risk. This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) &USA (by eToro USA LLC) which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

How to Buy Crypto with Apple Pay

If you’ve ever wondered how to buy crypto assets such as Bitcoin (BTC) with Apple Pay, then you’re in the right place. We’ve assembled a step by step guide to show you how to buy crypto with Apple Pay.

Using Apple Pay for buying Bitcoin and other digital assets is one of the most secure and easy ways to do so. The process is just like buying crypto using Google Pay, with the difference essentially being what type of device you have. Let’s jump in.

Apple Pay Pros & Cons

Pros

  • Near instant purchases of crypto using credit or debit cards of choice

  • Very reliable payment service provider

  • Allows buying Bitcoin directly using your bank account (if using debit cards)

  • Won’t have to enter personal details to purchase cryptocurrencies

Cons

  • There may be additional fees charged by your bank provider

  • If using a credit card there will be cash advance fees and maybe exchange rate fees

  • Cannot sell crypto and send back to Apple Pay payment method (such as bank account)

  • Numerous countries don’t offer Apple Pay

Our Favorite Exchanges That Support Apple Pay

eToro Exchange Logo

eToro

  • Great for crypto beginners
  • Solid crypto/general trading platform
  • Reliable company with solid trust in the community
  • Fully supports credit cards for deposits and withdrawals
Funding Methods e-Transfer & Wire Transfer
Cryptocurrencies 15+
Countries 70+
Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong. eToro USA LLC; Investments are subject to market risk, including the possible loss of principal. Your capital is at risk. This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal. Only real cryptocurrencies are available to US customers.
Kraken Logo

Kraken

  • Exceptionally secure exchange with proof of reserves
  • Supports many different funding options
  • Accepts users from across the globe including USA and Canada
  • Very high trading volume
Funding Methods Wire Transfer, ACH
Cryptocurrencies 185+
Countries 150+
Uphold Exchange Logo

Uphold

  • The ultimate anything-to-anything exchange with support for foreign currencies, crypto, precious metals and more
  • Easy sign-up process with streamlined UI
  • Remarkably secure with proof of assets feature
  • Available to people in over 150 different countries
Funding Methods Credit & Debit Card, Apple Pay, Google Pay, Bank Transfer, Crypto
Cryptocurrencies 250+
Countries 150+
Terms Apply. Cryptoassets are highly volatile. Your capital is at risk. Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment, and you should not expect to be protected if something goes wrong
Coinbase logo new

Coinbase

  • Beginner-friendly UI make it easy to make quick buys
  • One of the oldest and most reliable exchanges
  • Earn $200 in free crypto after completing sign-up process. Terms apply.
  • Variety of products including exchange, staking, wallet
  • Advanced Trading options for experienced traders
Funding Methods Debit & Credit Bank, PayPal, ACH, Bank Transfer, e-Transfer
Cryptocurrencies 100+
Countries 100+

Step by Step Guide to Buying Bitcoin with Apple Pay on Coinbase

Below you’ll find a step by step guide to buying Bitcoin with Apple Pay using Coinbase Exchange. There are other exchanges that allow you to use Apple Pay to buy crypto including Uphold and Kraken, while eToro allows you to add your eToro Money Card to Apple Pay in order to use crypto for regular purchases. Double check if your preferred exchange accepts Apple Pay as a payment method before proceeding.

Step 1: Locate the Wallet App on Your iOS Device

Before you can start using Apple Pay for Bitcoin purchases or other digital assets, you’ll need to add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other iOS device. The Wallet app is automatically installed on all iOS devices.

Apple Pay Step 1

Step 2: Set Up Apple Pay and Add Your Payment Option

Once you’ve located the app, you’ll have to set up the Apple Pay account. This includes setting up your billing address and other personal details. Then, you can add payment method and other cards to Apple Pay. You can add credit or debit cards to the Apple Pay app.

Step 3: Go to Trading Platform such as Coinbase

After you’ve set up your Apple Pay account and added a payment card to it, you can then go to your preferred crypto exchange that supports Apple Pay purchases, such as Coinbase. There is no way to buy Bitcoin with Apple Pay directly, so you have to use an exchange.

Once you’re logged into your account, click “Buy & Sell”.

Apple Pay Step 3

Step 4: Choose Crypto Assets and Amount

You’ll then see the below pop-up, you can select Bitcoin or another cryptocurrency by clicking the “Buy Bitcoin” tab. You can buy crypto as a one-time buy, or as a recurring buy, and use the same payment method for either.

Apple Pay Step 4

Step 5: Choose Apple Pay as Payment Method

Once you’re satisfied with the Bitcoin purchase or other cryptocurrencies, you can then select Apple Pay as the payment method by tapping the “Pay with” tab and select Apple Pay. Then click “Preview Buy” (where “Top up CAD Wallet is located in image).

Apple Pay Step 5

Step 6: Complete Purchase

Once you have clicked “Preview Buy”, you’ll see the below. You can verify that the payment option you’re using to buy Bitcoin is Apple Pay, otherwise select Apple Pay. You will also see the cost to buy Bitcoin, including any additional fees charged by Coinbase (your credit or debit card provider may charge more fees). You can also choose to buy Bitcoin with Apple Pay once, or on a recurring buy.

Once you’re satisfied, click “Buy now” to buy Bitcoin with Apple Pay.

Apple Pay Step 6

Step 7: Done!

You’ve now successfully used Apple Pay to buy Bitcoin or another cryptocurrency. The assets will be deposited directly into your cryptocurrency exchange Bitcoin wallet (or other asset) for you to hold, buy, trade, or sell.

Apple Pay Frequently Asked Questions


Some of the crypto exchanges that support Apple Pay are:

  • Coinbase
  • Uphold
  • Kraken
  • Binance
  • Crypto.com

Though you can use Apple Pay to purchase Bitcoin and other crypto assets in the US using Coinbase, not all countries support Apple Pay for crypto purchases. Check with the trading platform to see if it accepts Apple Pay from your location.


No, you can only purchase crypto using the Apple Pay option, you cannot sell Bitcoin at this time. Same goes for Google Pay. You have to sell your crypto assets, then cash out the fiat currency to your bank account.


The exchange won’t charge fees for you using Apple Pay, however, your credit or debit card provider might charge additional fees. Apple Pay is just the payment service provider.


You can buy Bitcoin and other digital assets with Apple Pay instantly. The crypto purchases should be deposited to your crypto exchange account wallet address when you buy Bitcoin with Apple Pay.


No, there is no way for Apple Pay users to stay anonymous when making a purchase using their Apple account.


Generally, you can only use fiat currency with your Apple Pay wallet. However, eToro allows you to add their eToro Money Visa debit card to Apple Pay, which let’s you spend your crypto that way since it can be loaded using any asset in your eToro account.

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