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Monolith Visa Discontinued: Best Crypto Card Alternatives in 2025
The Monolith Visa card was a specialized crypto debit card with a focus on the Ethereum ecosystem. It came with its own proprietary token, which was used to pay out fees associated with the platform’s mobile application. In 2024, the service ceased operations, leaving users needing a viable alternative.
A Quick Overview of the Monolith Visa Card
Monolith introduced a Visa card to allow people to pay for everyday expenses using cryptocurrency. Users could make purchases at all merchants who accepted Visa.
A unique feature of the card was that at the time of purchase, a user’s crypto would be instantly converted to a fiat currency to complete the transaction. Over 35,000 users spent more than $113 million using the card.
Why The Monolith Visa Card Is No Longer Active
While the card pioneered how people think of Decentralized Finance (DeFi) today, in 2024, Monolith’s services ceased.
The company explained that their decision was due to increasing regulatory requirements in the European Union and United Kingdom. They conceded that to continue operating, they would require significant investment. This left the users of the platform searching for a viable alternative.
The team behind the platform launched Token.com, a video-first social network for investing in the tokenized world.
The Best Alternative – We Recommend the Crypto.com Visa Card
The Crypto.com card is by far the best alternative to the Monolith card, which comes as no surprise as the platform is one of the best cryptocurrency exchanges in the world. It allows users to maximize rewards and enjoy perks on their crypto spending. Additionally, the card doesn’t have annual fees or foreign spending fees, and users earn perks on everything they pay for. If you’re looking for buying tips, take a look at our buying crypto guide to help you navigate.
- Up to 8% crypto cashback on all purchases
- Huge amount of available perks, including free Netflix, Spotify and Airport Lounge access
- Unique CRO staking model offers five different tiers of cards
- High-quality premium metal cards
Get Started with the Crypto.com Visa Card — Here’s Why They Stand Out
The Visa card offered by the Crypto.com exchange platform is great for earning rewards and operates a tiered rewards system.
The basic tier has no annual fees, with increased rewards as you increase tiers. Prime, their premier offering, allows users to earn up to 8% in CRO rewards for everyday spending and up to 15% on travel expenses.
Benefits include access to a private account manager, airport lounge access, streaming subscription rebates, and priority support. Hundreds of cryptocurrencies are supported by the card, including Bitcoin, Solana, and Ripple, to name a few. It’s functional everywhere Visa cards are accepted, making it ideal for everyday spending and travel.
Users are required to complete a standard Know-Your-Customer (KYC) verification to use the service. Security measures include two-factor authentication, withdrawal whitelists, and real-time spending notifications.
Other Top Crypto Credit Cards Worth Considering
There are several crypto cards that allow users to spend their cryptocurrencies for everyday purchases. Here are some of our top picks with the best benefits.
Crypto Card
Best For
Rewards
Fees
Earning everyday rewards
Rebates on gas, dining, and groceries
Spread fees on crypto purchases
Final Thoughts: Is Crypto.com card Worth It?
Monolith pioneered decentralized finance (DeFi), but with that service no longer available, Crypto.com has stepped forward as a suitable alternative.
Backed by a globally renowned crypto exchange, it offers a fantastic platform for earning significant rewards and valuable perks on your everyday spending. If you’re serious about getting tangible value out of your daily expenses, this card is a great choice, as it is designed as a secure lifestyle product.
Monolith Frequently Asked Questions
No, the Monolith Visa card was not available in the United States.
There were no cashback rewards available to Monolith Visa cardholders. However, TKN token holders gained access to funds held in the TKN Community Chest, which came from the top-up fees charged to users on the Monolith platform.
