Beyond cryptocurrency exchanges and wallets, a growing ecosystem of crypto tools lets you earn, borrow, spend, and secure digital assets. From cashback in Bitcoin to smarter crypto management, we’ve reviewed some of the best crypto tools available.
Please note that some links on CryptoVantage.com are affiliate links. We may receive a commission, at no extra cost to you, if you click through our links and make a purchase from one of our partners.
What Are Crypto Tools?
Cryptocurrency tools can refer to software or applications that help you interact with blockchain technology, manage digital assets, and reward you for using crypto.
How crypto tools can save you money
There are many ways in which crypto tools can both save you money and earn you extra money at the same time. Tools like Strike and Bitwage allow cheaper transaction costs than traditional systems, which saves the company money and also means you will receive more money in the end.
Conversely, tools like Lolli and Fold give you money back when you spend it, at a rate that is higher than traditional systems as well. With the growth rate of crypto, it means even more money for you.
Do crypto tools generally cost money?
Some crypto tools cost money, or there is a premium version available that gives users greater rewards than the free version, as is the case with both Fold and SwissBorg. But in general, crypto tools are free to use, and some reward you for using them, like Brave and Lolli.
Are crypto tools safe?
Crypto tools are generally safe because they use blockchain technology, meaning the transactions are as safe, if not safer, than those using traditional technology. Tools like Brave are designed with your privacy at the forefront.
The one caveat is that you have to make sure you are getting the right crypto tool. Make sure you read reviews on the best crypto apps and double-check the URL!
Shopping & Rewards
Our favorite tool for shopping: Lolli
Lolli is a Bitcoin rewards site and browser extension for Chrome and Firefox that lets users earn Bitcoin when they shop from their partner merchants, much like how Rakuten works, but instead of getting cash back, you get crypto back. When you are on a site supported by Lolli, the extension will notify you, and you can click it to earn cash back on that site.
After acquiring Slice in late 2025, users can now earn Bitcoin not just by shopping at 50,000+ stores but also through passive web browsing. It now supports Lightning Network withdrawals, making it cheaper and faster to move small amounts of Bitcoin to your wallet.
- Browser-based online shopping tool that awards users free Bitcoin
- Earn bitcoin back on clothing, electronics, software, traveling and more
- Partnerships with mainstream companies like Adidas, Everlane, Harrys and Booking.com
- Earn up to 27% back in Bitcoin on your online purchases
An alternative crypto tool for shopping: Fold
Fold is a shopping app available on iOS and Android that rewards everyday spending in Bitcoin. You can sync your credit card or crypto wallet and buy prepaid gift cards via Fold to get up to 20% cashback in Bitcoin instantly.
They offer users returns on major bills and a unique “round-up” tool that automatically invests your spare change into Bitcoin at multipliers up to 10x.
- A Bitcoin-based rewards app that utilizes Visa cards to incentivize users
- Earn free Satoshi’s by spinning the Fold wheel
- Gamified interface that gives users a chance to win 1 whole Bitcoin or 100% cashback on purchases
- Exclusive Fold-branded Visa cards that offer a variety of perks
- Gift cards that provide significant cashback in Bitcoin
The best shopping app for altcoins: StormX
StormX is the rising competitor in the crypto cashback shopping app arena and supports Ethereum, Litecoin, and DAI. Their rewards ecosystem allows users to earn through playing mobile games and completing micro-tasks. Users who stake their native STMX token enjoy increased cashback rates.
- Mobile app and browser extension that awards crypto cashback
- Earn rewards in Bitcoin, Ethereum, Litecoin and other cryptocurrencies
- Unique membership program gives you different tiers of cashback
- Get crypto cashback on brands like Adidas, Lego, Levi’s and more
Travel
Our favorite tool for traveling: Travala
Travala.com is the world’s leading blockchain-based travel booking platform, offering over 3 million travel products. They have multiple cryptocurrency and traditional payment options alongside benefits tied to their proprietary cryptocurrency, AVA.
Its AVA Smart program offers tiered benefits, with higher tiers providing up to 10% givebacks in Bitcoin or AVA. This is complemented with access to more than 1000 airport lounges and exclusive “travel drops.”
Whether you are looking to spend your crypto on a vacation or receive crypto rewards for booking one, Travala can be a useful tool for you.
- Booking.com-like travel site that utilizes cryptocurrency
- Propriety AVA token that gives users perks on the site
- Use a variety of different cryptocurrencies to pay for your travel
- Wide selection of hotels to book
Our alternate crypto tool for traveling: Locktrip
LockTrip.com is a blockchain-based travel marketplace that aims to cut out the middleman fees on popular travel sites. Like Travala, they offer various payment methods, including credit card, cryptocurrencies, and their native LOC token to bypass payment fees.
They use a unique “burn” mechanism where 3% of every booking value is used to buy and retire their native LOC token, creating a deflationary economy that rewards long-term holders.
Payments and Payroll
Our favorite tool for payroll: Bitwage
Bitwage is a blockchain-based payroll and human resources service that can be used by both individuals and companies. Freelancers and remote workers can use the platform to receive deposits faster and with lower fees than traditional banks. It also lets you convert any portion of your pay into cryptocurrency.
Companies use Bitwage to cut costs on transaction fees and currency conversions while delivering pay to global teams faster. They also offer 401(k) plans for employee benefits.
Whether you are an individual or a company, Bitwage may have a payroll solution that saves you money and gets it to you or your employees faster.
- A service that lets businesses pay their employees with cryptocurrency
- Advanced payroll services
- Potentially cheaper international transaction fees for employees and employers
- Bitwage can process transactions faster than traditional finance options
Top tool for instant transactions: Strike by Zap
Strike is a blockchain-based app that has expanded beyond simple payments to become a global financial hub. They offer fee-less international transfers and Bitcoin-backed loans in more than 60 countries.
You can also check out our best payment apps for merchants.
- A potentially game-changing service that let’s users send and spend Bitcoin for free
- Bitcoin Layer 2 Protocol with free, nearly instantaneous transactions
- Useful for micro transactions because there are no fees
- Easy on-boarding process that shouldn’t take more than a few minutes
Our alternative tool for instant transactions: NowPayments
NOWPayments has become a powerhouse in the merchant payment space. They allow businesses to accept crypto via a simple QR code on a table or phone. The service is non-custodial, meaning they never hold your money.
- NOWPayments is a completely non-custodial payment option for online merchants
- More than 50 different cryptocurrencies available for use with NOWPayments
- Makes it exceptionally easy to swap between different crypto assets
- Very simple way to accept cryptocurrency payments online
Security & Infrastructure
Our favorite tool for extra security: YubiKey
YubiKey circumvents the vulnerabilities of 2FA by providing a physical hardware key that requires a literal touch to authorize a login. You can use YubiKey to gain an extra level of security on crypto exchanges, email accounts, password managers, and much, much more.
- Unstoppable Domains is an entirely new product that streamlines the crypto transaction process
- One-time purchase also gives you access to website domain
- Replaces complicated public keys with an easy-to-remember domain for transactions
- Extremely competitive pricing that starts at just $20 with no renewal fees
Our favorite crypto tool for extra Security: Yubikey
YubiKey circumvents the vulnerabilities of 2FA by providing a physical hardware key that requires a literal touch to authorize a login. You can use YubiKey to gain an extra level of security on crypto exchanges, email accounts, password managers, and much, much more.
- Extra security for crypto-based accounts like exchanges
- Yubikey offers an extra layer of security for email, banks and more
- A variety of different Yubikey form factors to suit your use case
- Relatively inexpensive and easy to use
Top choice for domain registration: Unstoppable Domains
Unstoppable Domains simplifies crypto transactions by replacing complex wallet addresses with unique, human-readable names. Beyond payments, it provides censorship-resistant website domains using extensions like .crypto or .blockchain.
Most notably, registration starts at just $20 with zero renewal fees; every domain is a one-time, lifetime purchase.
- Unstoppable Domains is an entirely new product that streamlines the crypto transaction process
- One-time purchase also gives you access to website domain
- Replaces complicated public keys with an easy-to-remember domain for transactions
- Extremely competitive pricing that starts at just $20 with no renewal fees
Best crypto-based browser: Brave Browser
Brave browser is a privacy-oriented browser with built-in tracking blockers and ad blockers. They recently launched Rewards 3.0, which included “on-chain quests” and draws for the Basic Attention Token (BAT).
You can choose to have your BAT earnings paid out to a self-custody wallet, giving you full control over your rewards without needing a middleman.
Investing & Portfolio Management
Best tool to index all crypto exchanges: SwissBorg
SwissBorg is an investment platform that uses a “smart engine” to scan the best cryptocurrency exchanges and find you the best price for your trade. The service can be connected to several exchanges, including Binance and Kraken. They also offer daily compound yield on crypto and stablecoins through their “Earn” program.
Final Thoughts
The crypto landscape has evolved beyond mere trading and holding. Today’s ecosystem offers tools that make your digital assets work for you—allowing you to earn rewards, save on bills, and seamlessly integrate cryptocurrency into your everyday spending.
Latest News
