Buy $100 worth of crypto and get a bonus $10

  • Trade crypto and digital assets
  • Significant sign-up bonuses
  • The most trusted finance platform

Disclaimer: eToro USA LLC; Investments are subject to market risk, including the possible loss of principal. Your capital is at risk. This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) &USA (by eToro USA LLC) which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

Review of Exchange

When it comes to investment apps, you want to find one that allows you to invest in the most variety of assets from one place, and with zero fees. exchange does just that. offer stocks, ETFs, treasuries, crypto, and alternative assets such as a share of a 1st edition copy of the first Harry Potter novel. There are no commissions or fees for stocks and ETFs, with reasonable fees for digital and alternative assets. The app is well-designed and easy to navigate, while also providing a variety of zero fee deposit methods.

Find out if is right for you with our review. Overview

  • Buy fractional stocks, ETFs, Treasury Bills, alternative assets, and crypto
  • Premium gives you advanced data, unique market metrics, and analyst insights for $10 a month
  • No commissions and fees for stocks and ETF purchases during market hours
Funding Methods Debit card, Plaid, ACH (bank transfer), check, wire
Cryptocurrencies 25+ (BTC, ETH, ADA, DOGE, and more)
Countries: USA Pros & Cons


  • Invest in crypto, ETFs, stocks, and more in one place

  • Reasonable fees and commissions

  • Premium feature provides added benefits

  • Easy on-boarding process


  • Only available to US residents

  • No crypto deposits or withdrawals

How to Set Up You Account

Setting up your account is easy, just follow the steps below. Note that you must be a US resident to be able to sign up.

Go to and click “Get Started”, or download the app for iOS and Android and begin signing up through there

1. Enter your full name and create a username

2. Complete the investment application. This includes providing any necessary personal info such as:

  • your full legal name
  • email address
  • date of birth
  • Address of residence
  • citizenship status
  • Social Security number

3. Activate crypto investing

4. Agree to‘s terms and conditions

5. Public will now verify your information

6. After successful verification you can choose a free stock

7. Fund your account and begin trading!

What You Can Buy on

You can buy a variety of assets on such as stocks, ETFs, alternative assets, and crypto. Interestingly you can even buy Treasury Bills (T-Bills) on to get a safe (government-secured) yield of up to 4.8%, which beats even high-yield savings accounts.

Crypto trading is through, but is facilitated via Apex Crypto LLC. Below we have listed all of the crypto assets available on

Supported Operating Systems is accessible through a desktop browser, but is also available as an app for iOS or Android. There is no desktop application.

Is Safe? is a secure platform that has not experienced a hack since its founding in 2019. Part of the reason for that is that you cannot deposit or withdraw crypto assets from the platform, making it a closed system much like SoFi. stock and ETF trading is through a registered broker dealer Open to the Public Investing, Inc. which is a member of  Financial Industry Regulatory Authority (FINRA) and  Securities Investor Protection Corporation (SIPC). SIPC membership gives Public users protection on stocks and ETFs held in their brokerage accounts of up to $500,000. This does not apply to crypto assets or alternative assets, however, Apex Crypto (Public’s crypto broker) has insurance with Lloyds of London which applies to crypto.. requires SMS two-factor authentication in order to log in to your account. They also employ Bank-Grade security with AES 256-bit encryption at rest and TLS 1.2 to secure data in transit. The app also supports Biometric Authentication (Android) and Security Lock (iOS).

What are Fees Like?

The fees on vary depending on what activity you are doing (such as buying a stock or buying crypto), time of day, and whether you are a Premium user. Overall, the fees are quite reasonable.

There are no fees or commissions for buying stocks of ETFs during market hours, with that extending to extended hours for Premium users. Non-premium users have to pay a fee of $2.99 per transaction during extended hours. There is a 2.5% fee per transaction for alternative assets on Public such as fractionalized collectibles.

There is no commission charged for crypto buying and selling. However, there is a mark up of 1-2% charged on top depending on the asset. For example, if you buy $100 worth of an asset, it will cost $101. This fee is charged by Public’s crypto broker Apex Crypto, not Public itself. Apex Crypto performs all crypto transactions on behalf of Public.

There are no fees for deposits or withdrawals of fiat using ACH . Non-ACH withdrawals (wire transfers) cost $25, and instant withdrawals have a fee of up to 3.5% of the transaction. There are a variety of other fees you can find here.

Best Features of

Public Premium provides users with advanced data, unique market metrics, and analyst insights, which they can use to help make investment decisions. All for $8 a month. Premium users also get no fees for stock and ETF purchases made during extended hours, which costs $2.99 per transaction otherwise. Extended hours run both 1.5 hours before markets open and for 4 hours after they close. There is also VIP customer support in addition to expanded portfolio management tools.

Asset Variety and Fractional Purchases provides users with access to not just cryptocurrencies, but also ETFs, stocks, and alternative assets such as fractional shares of a pair of game-worn Michael Jordan shoes. Being able to invest in a variety of assets from a single account makes Public a convenient way to invest the way you want to.

Zero Commissions* (Footnote to view Fee Schedule) 

This only applies to stocks and ETFs trading during regular market hours (crypto has a mark up and alternative investment have transaction fees), but with zero commissions even on just a $1 investment, Public is making it easy for you to invest what you can. Premium users get extended hours of zero commissions and fees as well.

Potential Dealbreakers

There are only a few minor potential deal breakers when it comes to The first is that you must be a US resident in order to use the platform. This means that anyone who isn’t a US resident has to find an alternative platform to use.

Another potential deal breaker is that you cannot deposit or withdraw crypto assets from the platform. While this creates a somewhat secure environment for digital assets purchased on the app, it restricts what you can do. Those looking to hold custody of their own assets or deposit crypto in order to swap it for other digital assets, stock, ETFs, or alternative assets, will not be able to do so.

The final potential deal breaker is that, while there are no commissions for stocks and ETFs purchased during market hours, there is a fee of 1-2% on crypto. This is high compared to more crypto-focused exchanges. There is also a fee of 2.5% for alternative assets. Assuming you’re using Public for more than just crypto, these fees can be mitigated by the fees you’re saving on traditional investment options.


This does not constitute investment advice. Investing involves the risk of loss, including the potential loss of principal. launched in October 2019. Brokerage accounts opened on are held through the registered broker dealer, Open to the Public Investing, Inc. (Public), a member of FINRA and SIPC. Public provides brokerage services for US listed and registered securities only. Cryptocurrency trading on is conducted through Apex Crypto LLC. Brokerage services for alternative assets on are offered through Dalmore Group LLC, a registered broker dealer and a member FINRA and SIPC. Alternative assets and cryptocurrency investments are not covered by SIPC and are not held in a brokerage account. New customers of OTTP receive free stock valued between $3 – $1,000 (0.3% receive the maximum value). Frequently Asked Questions

The Public app is used for investing in a variety of assets such as stocks, crypto, and ETFs. It also lets you track markets and automatically reinvest dividends earned on stocks.

Yes, is only available to US residents.

Yes, is a US company with their main headquarters in New York, NY.

In order to cash out on, you first need to link a bank account. After you’ve done so, you can cash out to it by:

1. Navigating to your profile

2. Open up account settings

3. Find banking and select “Withdraw Funds”

4. Follow the instructions

Depending on your financial institution it can take up to 5 business days for withdrawn funds to show up in your bank account.

Jinia Shawdagor

About the Author

Jinia Shawdagor

Jinia is a fintech writer based in Sweden focused on the cryptocurrency market and blockchain industry. With years of experience, she contributes to some of the most renowned crypto publications such as Cointelegraph, Invezz and others. She also has experience writing about the iGaming industry.

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